Salary-cycle money app

Know what is safe to spend today.

Aartha takes your bills, goals and investments out of your balance and gives you one number for today — recalculated every time something changes.

Join the waitlist

Works offlineNo bank connectionFree in early access

₹1,029Safe to spend today

₹85,000Salary this cycle

₹25,298Bills already protected

12 daysUntil your next payday

Where it goes

Your balance is not your money.

Most of what sits in your account already has a job. Aartha takes each one out first, so what is left is a number you can act on without checking anything.

Bills & commitments₹25,29830%

Savings₹15,00018%

Investments₹10,00012%

Yours to spend₹34,70241%

Everything in one place

Thirteen parts, one number.

DashboardToday's number, and where the cycle stands.

Salary planDecide what payday funds before it lands.

AccountsEvery balance, reconciled not guessed.

ExpensesLog what you spent in seconds.

Shared spendingWhat you split, and who still owes you.

BillsProtected from the day they are due.

GoalsWith deadlines the plan can actually hit.

InvestmentsHeld out of your spendable number.

AnalyticsBy category and by cycle, not by month.

Aartha AIAn adviser that knows your numbers.

Budget rulesSet the split once; payday follows it.

Statement importMonths of history without retyping.

Recycle binNothing you delete is really gone.

Your money, your device

Built to be trusted with the real numbers.

Works with no signal

Your numbers are held and computed on the device. Lose connection mid-entry and nothing is lost; it reconciles when you are back.

No bank connection

There is no account to link and no credentials to hand over. You decide what Aartha knows by choosing what you put in.

Installs like an app

Add it to your home screen and it opens like anything else on your phone. No store, no update to remember.

Free in early access

See your own number tonight.

Open the demo account and the whole app is already full of data. Nothing to set up, and no card.

Join the waitlist

₹0 per month while Aartha is in early access.